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Accounting and Financial Reporting Actuarial Advisory Actuarial Services IFRS & Financial Reporting IFRS 17 Insurance Insurance & Risk Transfer Insurance Advisory Insurance and Captive Structures Insurance claim Integrated Assurance

IFRS 17 Beyond Compliance: Turning Data Into Strategy

August 2, 2026by Dr Dawkins Brown

IN BRIEF IFRS 17 was implemented as a reporting obligation. What it actually built, in most insurers, is a management information system that nobody has been asked to use. Three things the standard produces were not previously visible: how much unearned profit is stored in the existing book, which products are losing money at the...

Actuarial Advisory Actuarial Services Actuarial Services Climate and Catastrophe Risk Climate Resilience Climate Resilience & Adaptation Climate Risk Environmental Risk ERM Framework ERP & Business Systems The Actuarial Advantage™Thought Leadership (IAVANTAGE™ Series)

Parametric Insurance: Will Your Trigger Actually Pay?

August 2, 2026by Dr Dawkins Brown

IN BRIEF Parametric cover pays on a measured index rather than on an assessment of damage. That is what makes it fast, and it is also the source of every difficulty it creates. An earlier article in this series dealt with how much risk to retain, insure or leave unfunded. This one is about...

Accounting and Financial Reporting Actuarial Advisory Actuarial Services Advisory Services IFRS and IAS Standards Pensions and Retirement The Actuarial Advantage™Third-Party Risk Management Thought Leadership (IAVANTAGE™ Series)

IAS 19: The Employee Benefit Liability Hidden Behind Payroll

August 2, 2026by Dr Dawkins Brown

IN BRIEF Most employers know what their workforce costs them this year, because it moves through payroll. Far fewer know what their workforce promises are worth, because those promises mature over decades and only a portion of them is ever measured. This article works through one employer: 480 staff, 95 retirees on a medical plan,...

Actuarial Advisory Actuarial Services CARISK Thought Leadership Series Pension and Employee Benefits Pension Governance Risk & Compliance Risk & Resilience The Actuarial Advantage™Third-Party Risk Management

Is Your Pension Plan Sustainable? Why the Funding Ratio Is Not Enough

August 2, 2026by Dr Dawkins Brown

IN BRIEF Most trustee and board discussion of a pension plan begins and ends with the funding ratio. It is the wrong number to end on — not because it is inaccurate, but because it describes one day and says nothing about whether the plan recovers from it. Three questions matter more. How mature...

Actuarial Advisory Actuarial Services Climate & Transition Strategy Climate Action Climate and Catastrophe Risk Climate Resilience Climate Resilience & Adaptation Climate Risk The Actuarial Advantage™The Caribbean Resilience Playbook

The actuarial case for caribbean climate resilience

July 31, 2026by Dr Dawkins Brown

IN BRIEF Caribbean organisations cannot influence how often hurricanes form or how intense they become. That is the part of climate risk most discussion concentrates on, and it is the only part that is not a management decision. What is decided — deliberately or by default — is what the organisation owns and where,...

Actuarial Advisory Actuarial Services Business Resilience Corporate Finance Advisory Corporate Finance and Transactions Cybersecurity and Technology Risk The Actuarial Advantage™The Caribbean Resilience Playbook

Quantifying the risks hidden in strategic plans

July 31, 2026by Dr Dawkins Brown

IN BRIEF A strategic plan is a set of assumptions with a financial statement attached. The assumptions are usually reasonable. The problem is that they are recorded as inputs rather than as uncertainties, and once a number enters the model nobody revisits who chose it or what it would take to be wrong. This article...

Actuarial Advisory Actuarial Services Advisory Caribbean Advisory firm Climate and Catastrophe Risk Climate Resilience & Adaptation Climate Risk Corporate Finance and Transactions Cybersecurity and AI Governance Human Capital and Employee Benefits The Actuarial Advantage™

Actuarial science beyond insurance and pensions

July 31, 2026by Dr Dawkins Brown

IN BRIEF Actuarial technique is not a service for insurers. It is a method for putting a number on uncertainty — and most organisations are already carrying uncertainty they have priced by assumption rather than by measurement. Three worked cases follow: an extended warranty, a receivables book and an inventory decision. None involves an...

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Why Actuarial Insight Belongs in Every Caribbean Risk Strategy

July 30, 2026by Dr Dawkins Brown

Turning uncertainty into measurable, manageable and strategically useful information What the 2025 Season Showed About Measuring Risk When Hurricane Melissa struck Jamaica in late October 2025, the Government received a payout of US$70.8 million from the regional parametric facility — the largest single payout in that facility’s history — followed by a further US$21.1 million...

Cybersecurity & Privacy Cybersecurity & Technology Cybersecurity and Technology Risk Cybersecurity Assurance Cybersecurity for SMEs Cybersecurity Insights Cybersecurity Services Cybersecurity Solution Risk Advisory firm in Jamaica Risk Advisory firm in the caribbean Risk Advisory Services Risk and Compliance Risk Assurance & Advisory

Who Tests the SOC? Independent Assurance in the Age of the Security Operations Centre

July 29, 2026by Dr Dawkins Brown

Executive Summary Something genuinely encouraging is happening in Caribbean cybersecurity: the region is building watchtowers. Security operations centres are opening, managed detection services are multiplying, telecom providers and security groups are investing in around-the-clock monitoring, and governments are applauding — rightly, because the capability gap these investments address is real. This series argued in...

Cyber Awareness & Training Cyber Risk Assurance Cybersecurity & Data Risk Cybersecurity & Privacy Cybersecurity & Technology Cybersecurity and Technology Risk Cybersecurity Assurance Cybersecurity for SMEs Cybersecurity Insights Cybersecurity Services Cybersecurity Solution

The First Ninety Days: From Cybersecurity Assumptions to Cyber Assurance — The Complete Roadmap

July 29, 2026by Dr Dawkins Brown

Executive Summary Eleven articles ago, this series opened with a claim that has since been argued from every angle: cybersecurity is no longer an IT issue — it is an enterprise risk owned in the boardroom, and the difference between believing your controls work and proving they do is the difference on which organisations now...

Older Posts

IFRS 17 Beyond Compliance: Turning Data Into Strategy

Parametric Insurance: Will Your Trigger Actually Pay?

IAS 19: The Employee Benefit Liability Hidden Behind Payroll

Quantifying the risks hidden in strategic plans

Actuarial science beyond insurance and pensions

Why Actuarial Insight Belongs in Every Caribbean Risk Strategy

Who Tests the SOC? Independent Assurance in the Age of the Security Operations Centre

The First Ninety Days: From Cybersecurity Assumptions to Cyber Assurance — The Complete Roadmap

August 2, 2026IFRS 17 Beyond Compliance: Turning Data Into Strategy

August 2, 2026Parametric Insurance: Will Your Trigger Actually Pay?

August 2, 2026IAS 19: The Employee Benefit Liability Hidden Behind Payroll

August 2, 2026Is Your Pension Plan Sustainable? Why the Funding Ratio Is Not Enough

July 31, 2026The actuarial case for caribbean climate resilience

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Where to find us?

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